International Health Insurance
Have you checked your health insurance policy?  Many people are surprised and disappointed to find that theirs does not cover them for treatment abroad.  You might want to seek treatment in another country because:
Important note to all patients
Medilux Healthcare Ltd. is a marketing company.  Any insurance policy which you may take out is a direct contract between you and the insurer and MHL shall not be a party to this.  We feature insurance providers whom we believe to be reputable and established, but we shall not be responsible for the coverage in any policy or for the conduct or failure of any insurer.
Expatriates in particular require flexibility.  As an expatriate you do not always want to be restricted to treatment in either your present country of residence or your home country.  If an Australian working in Libya finds it convenient to go for treatment in Germany, why shouldn't he?
You cannot find the diagnostics or treatment that you need in your own country.
Treatment is available sooner abroad.
You want to be near family, to offer you support at a difficult time.
Treatment and ancillary costs are less expensive abroad.
All of these may be valid reasons and in today's mobile world it should not be a major issue, yet the problem remains.
The best surgeon or specialist centre happens to be in another country.
Annual health insurance for expatriates
Policies for patients travelling abroad for treatment
Ordinary travel policies are not suitable for such trips.  What if complications or delays arise in your treatment or travel arrangements?  What if there are problems with your treatment centre?  If you are not able to respond to difficulties as well as a fit and healthy person, will your policy make allowances for your special circumstances?
Only you can decide what is the right policy for your particular circumstances, but MHL can introduce you to medical insurers with an international outlook. Just follow the links below to learn more.
Specialist diagnosis and treatment
Treatment abroad
The right insurance for your needs
Advanced treatment centres
Non-invasive medical technologies
Private medical centres
AXA Worldwide Health Insurance
The AXA Group provides a wide range of products and services that meet the insurance, protection, savings, retirement and financial planning needs of millions of customers throughout the world.  Well known names in the AXA Group include AXA PPP Healthcare (UK), AXA Winterthur (Switzerland), Bharti AXA (India), AXA-Minmetals (China), Kyobo AXA (South Korea), AXA Financial Inc. (USA) and many others.
Visit the AXA Health Insurance page
Details of further health insurers coming shortly
MHL international web sites
MHLhealth.com
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